Commercial Loan Documentation

OVERVIEW This Commercial Banking Training Program will expose participants to five steps in the loan documentation process, which include. Identifying the Borrower Identifying and Documenting the Collateral Evidencing the Debt Attaching the Collateral Perfecting the Security Interest WHY SHOULD YOU ATTEND To gain better understanding of loan documents and the perfection process. Commercial Loan Documentation AREAS COVERED The primary documents to be presented are as follows: Documents required to identify borrower and establish authority Loan application Financial statements Credit memorandum Typical business structures Corporations Limited liability companies Corporate and partnership resolutions Opinion letters Certificates of good standing Articles of incorporation by-laws Review legal definition of collateral types to avoid improper classification of collateral Review of collateral definitions Review of collateral valuation d...