Commercial Loan Documentation
OVERVIEW
This Commercial Banking Training Program will expose
participants to five steps in the loan documentation process, which include.
- Identifying the Borrower
- Identifying and Documenting the Collateral
- Evidencing the Debt
- Attaching the Collateral
- Perfecting the Security Interest
WHY SHOULD YOU ATTEND
To gain better understanding of loan documents and the
perfection process.
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Commercial Loan Documentation |
AREAS COVERED
The primary documents to be presented are as follows:
- Documents required to identify borrower and establish
authority
- Loan application
- Financial statements
- Credit memorandum
- Typical business structures
- Corporations
- Limited liability companies
- Corporate and partnership resolutions
- Opinion letters
- Certificates of good standing
- Articles of incorporation
- by-laws
- Review legal definition of collateral types to avoid
improper classification of collateral
- Review of collateral definitions
- Review of collateral valuation documents
- Documents to evidence the debt
- Commercial and consumer promissory notes
- Loan agreements
- Commitment letters
- Documents to attach and support various types of
collateral
- Security agreement
- Deed to secure debt
- Hypothecation agreement
- Guaranty agreement
- Subordination agreement
- Landlord's waiver
- Insurance policies
- Documents required to perfect the security interest
- How to prepare and file uniform commercial code
financing statement
- Review of other methods of collateral perfection
WHO WILL BENEFIT
loan administrators and loan processors
Financial Officers
Bank Secrecy Act Officers
Risk Officers
Lenders, credit officers, par lenders, document preparation
specialists, loan booking specialists and other bankers in commercial lending.
Residential lenders will also benefit.
LEARNING OBJECTIVES
Each of the five steps of the loan documentation process
requires certain documents to accomplish their respective purpose. This webinar
will explain all the requirements in detail.
For more detail please click on this below link:
Email: support@trainingdoyens.com
Toll Free: +1-888-300-8494
Tel: +1-720-996-1616
Fax: +1-888-909-1882
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